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For Healthy Pets

Over 150 articles on companion animal health written by authorities including Dr. Jeff Feinman, a qualified vet and leading veterinary homeopath.

In these entertaining and informative pet health articles, Dr. Jeff and quest writers cover important pet health areas.
Saturday, 14 January 2012 22:02

Do I Need Pet Insurance?

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5 Things to Know About Pet Insurance

Every six seconds a U.S pet guardian is faced with a $1,000 veterinary bill!

1. Pet insurance companies differ

All pet insurance companies are not the same.Does the insurance plan cover accidents? What about illness? Is there coverage for wellness? Does the policy cover hereditary conditions like hip dysplasia? Is your pet protected for life-long conditions, or is there a time limitation? How much will the company actually pay out both annually and over your pet's lifetime? Is the company well-established and how is it rated?

2. Don't just look at the price of the insurance policy

A low price is no bargain if your insurance company denies your pet's claim. Cheaper policies tend to provide less coverage. Will the cheapest pet policy cover your dog's cancer treatment? Probably not.

3. You can use any veterinarian you want

Not sure if your existing vet takes pet insurance? Don't worry, this is not an issue. All pet insurance companies will allow claims from any licensed veterinarian.

4. You have to pay the veterinary bill out of your own pocket

With human health insurance, your doctor invoices your insurance company and you may never even see the bill. However, with pet insurance, you have to pay your veterinary bill and then submit your claim to your insurance company for reimbursement.

5. Pre-existing conditions are not covered

Not ever.

6. Is pet insurance worth it?

Pet insurance protects you from large, unexpected vet bills. If you are the type of owner who does not want to choose between going into debt or putting your pet down, pet insurance is for you. Especially if you would opt to get expensive diagnostic tests and treatment if needed by your pet. The pet insurance university primer may be of additional help.


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Read 8373 times Last modified on Friday, 19 August 2016 14:04
Dr. Jeff Feinman

Jeffrey Feinman, BA, VMD, CVH, holds both molecular biology and veterinary degrees from the University of Pennsylvania. In 1998 he further advanced his training and became the first Certified Veterinary Homeopath in the state of Connecticut.

Dr. Jeff is devoted to teaching both pet owners and other veterinarians about homeopathy and optimal pet care. He and his wonderful wife (and practice manager) Amy live with Chi and Tigger their adopted Rex cats and Vanya their rescued Standard Poodle.

Connect with Dr. Jeff on: Twitter | Facebook

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